Collections solution
Your monthly collections,
automated.
Recurring collections for service businesses: subscriptions, invoicing and automatic reconciliation, integrated with your management system.
How it works
The full payment cycle, with no manual work
Issues
Your management system (ERP) generates the invoice for the period.
Pagoralia collects the payment
Your customer pays
Reconciled automatically
Back to your ERP, 24/7.
What it solves
Less overdue debt, less manual work
Integrated with your system
Connects with the management system (ERP) your industry already uses — or we integrate yours.
Collections you can track
Track every payment from the dashboard: transactions, reconciliations and fees, all exportable.
Multi-country, multi-method
Enable the payment methods your customers use in each country where you operate.
Industries
Built for businesses that bill every month
ISPs
Charge each subscriber monthly and restore service as soon as the payment lands.
Telecommunications
Plans, bundles and add-ons within a single billing cycle.
Gyms, studios and clubs
Monthly dues and memberships charged automatically, with no one collecting at the front desk.
Buildings and property managers
Maintenance fees per unit, each with its own amount and reference.
SMEs with monthly billing
Any service with a recurring fee: software, maintenance, alarms, training centers.
Another sector?
If your business charges a recurring fee, it fits. Tell us how your cycle works.
Coverage
Payment methods by country
Every market, with its own local collection network.
Cards
Credit and debit
Transfer
Bank transfer (SPEI)
Digital direct debit
Authorized recurring charge
Cash
OXXO
7 Eleven
Walmart
Walmart Express
Bodega Aurrera
Superama
Soriana
Sam’s Club
Calimax
Extra
Círculo K
Supercity
Farmacias del Ahorro
Farmacia Benavides
Farmacia La Más Barata
Roma
Telecomm
Banamex
Paynet
BAZ SuperApp
Broxel
Klinc
RappiPay
Tomiin
ToditoCards
Credit and debit
Transfer
Bank transfer (PSE)
Digital wallet
Nequi
Cash
Efecty
Bancolombia
Gana
Puntored
Su Red
Susuerte
ApostarCards
Credit and debit
Transfer
Bank transfer
Cash
Banco Guayaquil
Banco PichinchaBanco del Barrio
Mi Vecino
Farmacias 911
TÍA
Red Activa / Western UnionCards
Credit and debit
Transfer
Bank transfer
Cash
Pago Fácil
Rapipago
Cobro Express
Pago24Cards
Credit, debit and Webpay
Digital wallet
Mach
Bank transfer
Banco de Chile
Itaú
Banco Santander
ScotiabankCards
Credit and debit
Transfer
Bank transfer (Interbank, BCP, Scotiabank, BBVA, Banbif and Ripley)
Digital wallets
Yape and Plin
Cash
Pago Efectivo
Tupay
Kasnet
Tambo
Niubiz Agentes
Red Digital
Western Union
Caja Huancayo
Caja Cusco
Caja Arequipa
Caja ICA
Caja Piura
Caja TacnaTransfer
Bank transfer
Mobile money
Opay
Mobile money
Mobile money
Mobile Money
Mobile money
Mobile money
M-Pesa
Mobile money
Mobile money
Mobile Money
Mobile money
Transfer
Electronic Funds Transfer (EFT)
Mobile money
Three operators
Mobile money
Mobile money
Mobile Money
Mobile money
Pricing
Clear pricing, sized to your operation
Setup
Activating your account and connecting your system is free.
Monthly fee
No fixed fees, no billing minimums.
Based on country, payment method and volume
You decide whether your company absorbs it or passes it on to the end customer.
Frequently asked questions
What is Pagoralia?
A payment gateway for recurring collections in service businesses. Pagoralia processes and reconciles payments; it is not a bank or a financial institution.
Does it integrate with my management system?
Yes. It connects with the system your industry already uses, or we integrate yours through our own API.
Which payment methods can I offer?
Credit and debit cards, bank transfer and cash payment points. Available methods vary by country.
¿Puedo cobrar automaticallymente cada mes?
Yes, with digital direct debit: the customer authorizes the charge once and it repeats every period.
Do I need technical knowledge or a minimum number of customers?
No. The integration is simple and there is no minimum number of subscribers to start. Our team supports you throughout the process.
Blog
Latest posts
Visa digital payments in Mexico during the 2026 World Cup
Visa reported a 41% rise in cross-border transactions in host cities and a sharp jump in contactless payments.
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TikTok Shop: online sales growth in 2026
How social commerce is driving online sales and what it demands at checkout.
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The shift in digital commerce and electronic payments in Mexico
The point of sale is changing shape. Takeaways from the eighth edition of Open Finance 2050.
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Contactless payment growth in Mexico 2026
An overview of contactless adoption in Mexico and what it means for anyone billing monthly.
Read the post →
Contact
Get your proposal
For companies that want to collect with Pagoralia. Tell us your country, your industry and your monthly collection volume.
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